Tips for buying used – what to look for
Buying a used car is a great investment, often getting you the most bang for your buck. However, there are some important tips and tricks to keep in mind when researching, budgeting, and paying. Read on to see some of these tips for buying used.
According to KBB.com, you need to start with budgeting and research. Find out how much you can spend (subtract expenses from income), and be sure to account for taxes, title fees, registration, insurance, and fuel. It’s also important to research which car is right for you. Want a four-door or two-door sedan? Coupe? Hatchback or minivan? Look at what critics and customers have to say.
Next, find out the value of your current car. KBB.com is a great source for finding the value of a trade-in vehicle, and it can even tell you what to expect from a dealership versus retail value. Keep in mind that vehicle condition has a major impact on value. Sometimes we see what we want to see in our old cars—it’s fair to be a little more flexible with your trade-in.
Test drive the used car. You should never skip this step. Test driving can reveal things like engine noises and handling issues. It can also let you know if you really enjoy driving the car. Are there many blind spots? Do you like the feel behind the wheel? Could you drive this car every day for many years?
Finally, work with a salesman to get the best deal. When getting a used car, you’ll deal with three separate transactions—trade-in car, the car you’re buying, and financing. Spend time with the car salesman working out the best deal for you. And at H & H Chevy Cadillac, we are here to help you!
Tips for saving for a car.
Saving for a car can be a difficult process. Not only do you need good credit to get a car loan with acceptable rates, but you also need roughly 10 to 20 percent of a vehicle’s sticker price in order to make a down payment. That’s why we’ve put together a post on saving for a car, helping you to get your dream car.
According to US News, one of the most important steps is budgeting. Learn how much you can afford by calculating your monthly income and subtracting any expenses. What you have left is your maximum budget for a monthly car payment. It’s also important to account for insurance, fuel, registration, and other fees.
Next, calculate how much you need for a down payment. The rule of thumb is 20% of the sticker price, though the average American pays only 10%. The higher the down payment you can afford, the better your interest rates will typically be.
It’s also important to determine when you need (or want) your new car. Although this might sound like a given, few people realize the impact a few weeks can make in terms of savings. For example, if you are moving soon or if you are getting a new job, be sure to account for an increase or decrease in income as well as the need for transportation.
Finally, stick to the plan. Making savings mandatory is the most important part of saving for a car. Most people find that having their work’s payroll department deposit some of their earnings into a savings account, and the rest into their checking account, helps them to save without dipping into funds. This way, your car fund isn’t affected by routine spending. If you don’t have direct deposit, consider the good old-fashioned money jar.
Not sure if you have enough money saved? Stop by our Finance Department. Tell us what you want to pay monthly, and we’ll do our best to make it become a reality.
Learn how to remove smells from a car here!
An unwanted smell is unappealing and, depending on the smell, can lower your car’s resale value. Even if you don’t plan on selling your car anytime soon, a fresh smelling car is more inviting to passengers. Here’s a few quick ways to remove smells from a car from us here at H & H Chevrolet Cadillac.
- Coffee – After you’ve made your favorite cup of coffee, spoon some fresh coffee grounds into a bowl. Leave the bowl in your car with the windows up while you’re at work. When you’re ready to drive home, the smell of your favorite coffee will have overpowered the unwanted smell.
- Cat Litter – If you have a cat, you likely have litter at home. Cat litter is designed to absorb and eliminate smells which makes it perfect for deodorizing your car. Throw some cat litter in a bowl and leave it in your car overnight. By morning, your car will be virtually odorless.
- Cinnamon Sticks – Great for winter, cinnamon sticks can create a great smell to overpower your unwanted odor. Boil several sticks in hot water then pour that water into a mug or cup. Leave the cup in your car while it cools. Wait about an hour then enjoy the fresh cinnamon smell!
We want to hear your tips to remove smells from a car!